BBVA Visa® Business Rewards Credit Card

BBVA Visa® Business Rewards Credit Card


Low interest, big rewards, no annual fee  

With the BBVA Visa® Business Rewards Credit Card, your business can earn rewards on everyday purchases—plus, benefit from the flexibility and easy account management of a credit card with no annual fee.  Plus you'll get a 0% introductory APR for 9 months on purchases.

Card only available in Alabama, Florida, Texas, Arizona, Colorado, California, and New Mexico. 


No annual fee

You pay no annual fee with BBVA Visa® Business Rewards—just one of the perks you'll enjoy with this credit card.

Separate business expenses

Keep your business expenses separate from personal expenses to make it easier to track spending and prepare your taxes.

Free employee cards

Add employee cards to your account at no additional cost. You can set individual spending limits for each employee, and their purchases will be itemized on your statement for easy recordkeeping.

Online account services

Manage your account at your convenience, with online services that allow you to track employee expenses, pay bills online, view and download up to 24 months of past account statements, and integrate expenses, data, and reports with accounting software packages.

Learn more about CentreSuite
Online Account Management

Easily keep track of your business credit card spending and payments. Register or sign in to your account to get started.   

Register or Sign In


Earn points for your purchases

BBVA Rewards Program – Business Rewards

  • Earn 1.5 points for every $1 in qualified purchases.1
  • As a cardholder, you are automatically enrolled to earn rewards for no additional fee.

Learn More

Visa® SavingsEdge§

  • Enroll your BBVA Visa® Business Rewards Credit Card with Visa SavingsEdge and shop at participating merchants to save up to 15%.

Learn More

 Other Perks

Visa® Business benefits

Visa Liability Waiver Program

Visa Liability Waiver protects you against eligible losses that might be incurred through card misuse by a terminated eligible cardholder up to $100,000.

Auto Rental Collision Damage Waiver Program

If you rent a car with your business credit card, you’ll be covered with collision, damage, and loss insurance.  

Purchase Security and Extended Protection

Automatically protects the majority of purchases you make with your business credit card within 90 days of purchase in the event of loss, theft, damage, or fire.

Travel and Emergency Assistance

When you’re traveling for business, you can count on a wide range of Visa® emergency services, including ticket replacement, legal or medical referrals, and more—24 hours a day, 365 days a year.

Travel Accident Insurance

Get coverage up to $500,000 for travel accidents when transport (Common Carrier) is purchased with your business credit card.

 APR, Terms, and Fees

Interest rates and charges

These terms and conditions are accurate as of March 18, 2020, but may have changed after that date. You can always find out the most recent terms by contacting us at: BBVA, P.O. Box 2210, Decatur, AL 35669, or call 1-800-316-0207.

How We Will Calculate Your Balance: We use a method called “average daily balance (including new Purchases).”

With BBVA Visa® Business Rewards Credit Card, you’ll enjoy:

Details you need to make a smart decision

All credit cards subject to approval, including credit approval.

1Points only accumulate on purchases.  To qualify to earn points, a purchase must be made with your BBVA Visa Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN. Account must be in good standing to earn and redeem points.

If you take advantage of any promotional Balance Transfer, Convenience Check or Cash Advance APR offers from BBVA, you may lose your grace period on new Purchases. That is because you must pay your entire balance, including any balance(s) created by promotional offers, by the payment due date to avoid interest on Purchase transactions.

§ Visa SavingsEdge is an automated discount program offered by Visa U.S.A. Inc.

Links to third-party sites are provided for your convenience. These sites are not within our control and may not have the same privacy, security or accessibility standards. Third parties are responsible for the content and availability of their sites.