Small Business Credit Cards

Overview

Manage spending and cash flow with our credit card options

Whether you're looking to accumulate points with a feature-rich rewards card or just wanting a secure revolving line of credit, BBVA offers a credit card that can accomplish your small business goals.    

Products

 

 

Business Rewards

BBVA Visa® Business Rewards Credit Card

Access to available funds—whenever you need them—is important for any small business. With Visa® Business Rewards, you get the convenience and flexibility of a revolving line of credit, plus the rewards of BBVA Rewards.

Benefits Include:

  • No annual fee
  • 0% Introductory APR for 9 months on purchases
  • Earn 1 point for every $1 in purchases1
  • Earn 3x points at office supply stores and 2x points at gas stations and restaurants2 
  • Online account services
  • Employee cards at no additional cost
Business Classic

Secured Visa® Business Credit Card

The Secured Visa® Business Credit Card offers the savings, rewards, and added perks you deserve.

Benefits Include:

  • Low $40 annual fee waived the first year
  • Credit limit is 90% of your savings account balance
  • Earn 1 point for every $1 in purchases1, plus get 3x points at office supply stores and 2x points at gas stations and restaurants2
  • Online account services
  • Employee cards at no additional cost
Forms & Agreements

Credit card forms and agreements

Agreements
Forms

Details you need to make a smart decision

All credit cards subject to approval, including credit approval.

1To qualify to earn points, a purchase must be made with your BBVA Visa Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN. Account must be in good standing to earn and redeem points.

2BBVA is not responsible for awarding points if a merchant reports its merchant category code in a category that falls outside of the bonus point purchase category listing. Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a merchant category if that technology is not set up to process the purchase in that category. Final determination of which purchases qualify for bonus points is at the sole discretion of BBVA.