Compare Business Checking Accounts


Find the right checking account for your business

We can help your business every step of the way – from the day you open your doors, to managing the rewards of your hard work. And it all starts with a great checking account. Select the one that's right for your business and let's get started.

BBVA Business Connect Checking

BBVA Business Choice Checking

BBVA Business Premium Checking

Account Description

Designed for small businesses on-the-go — and there’s no monthly Service Charge.

Choose up to 2 Premium Features4 at no additional charge to build the account your business needs.

Enjoy the flexibility of an account that earns you more.

How to Apply

In Person 
Visit a Branch

In Person 
Visit a Branch

In Person 
Visit a Branch

Minimum Opening Deposit




Transaction Items Included at No Additional Charge

  • 5 checks or in-branch withdrawals2 (combined) per month
  • 2 in-branch deposits3 per month
  • All other transactions are unlimited

Standard – 250 Transactions1 per month

Premium Feature: Additional 250 Transactionsprocessed free per month (total of 500)

500 per month

Cash Processing Allowance

$5,000 per month

Standard – $10,000 per month

Premium Feature – Additional $5,000 per month

$25,000 per month

Returned Deposited Item Fee

$12 per item

Standard – $12 per item

Premium Feature – $0 per item

Unlimited at no charge


Overdraft Fee 

(Item Drawn On Insufficient Funds)

$38 per item ($32 in California)

Standard – $38 per item 
($32 in California)

Premium Feature – One Overdraft Fee forgiveness per year6

$38 per item 
($32 in California)

One Overdraft Fee Forgiveness Refund Per Year


Wire Transfer

Fees vary

Standard – Fees vary

Premium Feature – One free Wire Transfer per month5

Fees vary

One free wire per month

Monthly Service Charge




Minimum Average Daily Collected Balance to Avoid Monthly Service Charge




Other Way(s) to Avoid Service Charge



  • Non-Profit Organization enrolled in "BBVA For Your Cause℠" program
  • Process at least $5,000 per month through Merchant Services
  • $5,000 average daily balance
  • Process at least $25,000 per month through Merchant Services at BBVA
  • Maintain at least $50,000 in Relationship Balances**

**Relationship Balances include the Average Daily Collected Balance on all consumer and small business checking, savings and money market accounts at BBVA and the outstanding principal balance on all loans (excluding mortgages, overdraft protection lines of credit, and commercial loans) and credit cards at BBVA

Statement Fees

$0 – Online Statements

$3 – Paper Statements

$5 – Paper Statements with Check Images

$0 – Online Statements

$3 – Paper Statements

$5 – Paper Statements with Check Images

$0 – Online Statements

$0 – Paper Statements

$0 – Paper Statements with Check Images (available upon request)

Contact Form

Small Business Solutions Contact Us

Thank you for your interest in our Small Business solutions. Please complete and submit the form below, and one of our Small Business representatives will contact you to further discuss your needs.

CALIFORNIA RESIDENTS: You can learn more about the personal information we collect and the purposes for that collection here. Para espanol, haga clic aqui.

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Details you need to make a smart decision

All accounts and Debit Cards are subject to approval. Additional terms and restrictions may apply – see your BBVA banker for details. $100 minimum opening deposit required. Miscellaneous fees and service charges apply. Please see Terms and Conditions for each product for complete details. Products, features and benefits offered are subject to change. Miscellaneous fees may apply. Please see terms and conditions for each account for complete details.

Loans, lines of credit or credit cards and merchant services subject to credit approval.

1 BBVA Business Choice Checking: For the purpose of the Excess Transaction Fee, the term “Transaction” means any credit or debit to your account, including, but not limited to: checks, Debit Card Transactions, ACH Transactions, direct deposits, payment and deposit orders, whether oral, written or electronic. A $0.50 Excess Transaction Fee will be charged for each Transaction over the applicable monthly limit.

2 BBVA Business Connect Checking: A $1 Excess Withdrawal Fee will be charged for each check or in-branch withdrawal processed over the combined monthly limit of 5. The Excess Withdrawal Fee is not triggered by checks issued through the bill pay service in Online or Mobile Banking.

3 BBVA Business Connect Checking: A $4 Excess Branch Deposits Fee will be charged for each in-branch deposit over the monthly limit of 2.

4 Premium Features: Two Premium Features are included with BBVA Business Choice Checking account at no additional charge. Additional Premium Features may be selected for a fee of $10 per feature per month. Please see and your account disclosure for a complete list of the Premium Features and additional details.

5 BBVA Business Premium Checking: One free wire per month will be applied to the highest-priced wire in a given month. This feature does not apply to wires that take place through Compass e-Access or Online Banking.

6 BBVA Business Premium Checking: One Overdraft Fee Forgiveness refund per year applies to one NSF Charge-Paid Item or NSF Charge-Returned Item. The Overdraft Fee Forgiveness Refund feature must be redeemed each year prior to the Account Anniversary or it will be forfeited; this feature does not accrue or carry forward to subsequent years. This feature may not be used for forgiveness of Extended Overdraft Service Charges.