BBVA Business Premium Checking


Earn interest on the money your business makes

With BBVA Business Premium Checking, your business can earn more while being rewarded with a comprehensive package of complimentary features.



Extra features, no extra charge

Enjoy the benefits of going Premium with additional features including one free wire transfer per month, unlimited returned deposited items, and 50% discounted checks (including tax and shipping).

See all Premium Features

Earn interest on your checking account balance

You'll earn tiered interest rates on your business checking account balance—which means the greater your balance, the higher your interest rate.

Complimentary digital banking services

Bank anywhere your business goes with Online Banking, Mobile Banking, account alerts, and unlimited Bill Pay at no additional charge. 


Account Features

  • 500 transaction items processed per month
  • $25,000 in cash processing per month
  • Complimentary Online Banking, Mobile banking, Bill Pay, and account alerts
  • No BBVA fee for using an ATM in or outside of the BBVA USA ATM network

Additional Premium Features

In addition, the following features are provided at no additional charge:

  • Unlimited returned deposited items
  • One free wire per month1
  • One Overdraft Fee Forgiveness Refund per year2
  • 50% discounts on checks (including tax and shipping)

Opening Deposit

$100 minimum opening deposit

Account Fees

Monthly Service Charge: $25


The monthly Service Charge will not apply during statement cycles when at least one of the following requirements is met:
  • Maintain an average daily collected balance of at least $25,000, OR
  • Process at least $25,000 per month through Merchant Services, OR
  • Maintain at least $50,000 in Relationship Balances*

*Relationship Balances include the Average Daily Collected Balance on all consumer and small business checking, savings and money market accounts at BBVA and the outstanding principal balance on all loans (excluding mortgages, overdraft protection lines of credit, and commercial loans) and credit cards at BBVA.

Printable Summary

View a printable summary of account terms and fees with the BBVA Business Premium Checking account:

View Pricing, Requirement, and Terms


What you need to apply

To open an account in a branch, you'll need the following information.

Required Personal Information:

  • Social Security Number
  • U.S. driver’s license or state-issued ID

Required Business Information:

  • Legal name of business
  • Physical address of business
  • Business telephone
  • Business Organization Document type (as applicable)
    • Business License or Certificate of Good Standing
    • Assumed Name Certificate
    • Letters Testamentary/Letters of Administration
    • Trust Agreement

Contact Form

Small Business Solutions Contact Us

Thank you for your interest in our Small Business solutions. Please complete and submit the form below, and one of our Small Business representatives will contact you to further discuss your needs.

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With BBVA Business Premium Checking, you'll enjoy:

Details you need to make a smart decision

Accounts and Check Cards subject to approval. $100 minimum opening deposit. Miscellaneous fees and service charges may apply. Please refer to account terms and conditions for complete details.

1One free wire per month will be applied to the highest-priced wire in a given month. This feature does not apply to wires that take place through BBVA netcash or Online Banking.

2One Overdraft Fee Forgiveness refund per year applies to one NSF Charge-Paid item or NSF Charge-Returned item. The Overdraft Fee Forgiveness Refund feature must be redeemed each year prior to the Account Anniversary or it will be forfeited; this feature does not accrue or carry forward to subsequent years. This feature may not be used for forgiveness of Extended Overdraft Service Charges.