BBVA Business Choice Checking


Banking built for your business  

Customize a business checking account to meet your needs and save you money with BBVA Business Choice Checking. Choose two Premium Features to compliment an already robust set of account features.



Your choice of two Premium Features

Reduce or eliminate fees and other charges with options including additional cash processing, extra transaction items, or a free wire transfer each month.

See all Premium Features

Three Visa® debit cards, at no additional charge

Get more done, with three Visa® debit cards you can distribute to trusted business partners or employees at no additional charge.

Digital banking services, at no additional charge

Bank anywhere your business goes with Online Banking, Mobile Banking, account alerts, and unlimited Bill Pay at no additional charge. 


Account Features

  • 250 transaction items processed per month
  • Up to $10,000 in cash processing per month
  • Three business Visa® debit cards you can customize for your business, at no additional charge
  • Online Banking, Mobile Banking, account alerts, and unlimited Bill Pay, at no additional charge

Premium Features

  • Additional 250 transaction items processed each month (total 500)
  • Additional $5,000 per month in cash processing
  • Unlimited returned deposit items per month, at no additional charge
  • One overdraft fee forgiveness refund per year
  • One free wire per month
  • 50% discounted checks (including tax and shipping)

Two Premium Features are included with the account and additional features are $10 each per month

Opening Deposit

$100 minimum opening deposit

Account Fees

Monthly Service Charge: $15


The monthly Service Charge will not apply during statement cycles when at least one of the following requirements is met:
  • Maintain an average daily collected balance of at least $5,000, OR
  • Process at least $5,000 per month through Merchant Services, OR
  • Business is enrolled in the BBVA For Your Cause℠ program as a non-profit organization (subject to eligibility)  
Printable Summary

View a printable summary of account terms and fees with the BBVA Business Choice Checking account:

View Pricing, Requirement, and Terms


What you need to apply

To open an account in a branch, you'll need the following information.

Required Personal Information:

  • Social Security Number
  • U.S. driver’s license or state-issued ID

Required Business Information:

  • Legal name of business
  • Physical address of business
  • Business telephone
  • Business Organization Document type (as applicable)
    • Business License or Certificate of Good Standing
    • Assumed Name Certificate
    • Letters Testamentary/Letters of Administration
    • Trust Agreement

Contact Form

Small Business Solutions Contact Us

Thank you for your interest in our Small Business solutions. Please complete and submit the form below, and one of our Small Business representatives will contact you to further discuss your needs.

CALIFORNIA RESIDENTS: You can learn more about the personal information we collect and the purposes for that collection here. Para espanol, haga clic aqui.

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With BBVA Business Choice Checking, you'll enjoy:

Details you need to make a smart decision

All accounts and Debit Cards are subject to approval, including credit approval. Additional terms and restrictions may apply – see your BBVA banker for details.

Products, features and benefits offered are subject to change. $100 minimum opening deposit required. Miscellaneous fees may apply. See Terms and Conditions for complete details, including applicable fees and charges.

Loans, lines of credit or credit cards and merchant services subject to credit approval.