Managing your business is an around-the-clock job. Bank on the go with free Online Banking, Mobile Banking, and Bill Pay—plus, never worry about maintaining a minimum account balance again.
Your business has unique, perhaps complex, banking needs. That’s why we make it possible for you to customize your account. Save your business money when you choose the account features you need.
Your business maintains a high balance—why not earn interest on that money? Enjoy discounted checks, unlimited returned deposited items, and a comprehensive package of complimentary features.
All accounts and Debit Cards are subject to approval. Additional terms and restrictions may apply – see your BBVA banker for details. $100 minimum opening deposit required. Miscellaneous fees and service charges apply. Please see Terms and Conditions for each product for complete details.
Products, features and benefits offered are subject to change. Miscellaneous fees may apply. Please see terms and conditions for each account for complete details.
* A sole proprietor is an unincorporated business established by a single person (i.e. the proprietor) with no legal distinction between the business and the person.
Loans, lines of credit or credit cards and merchant services subject to credit approval.
1 BBVA Business Choice Checking: For the purpose of the Excess Transaction Fee, the term “Transaction” means any credit or debit to your account, including, but not limited to: checks, Debit Card Transactions, ACH Transactions, direct deposits, payment and deposit orders, whether oral, written or electronic. A $0.50 Excess Transaction Fee will be charged for each Transaction over the applicable monthly limit.
2 BBVA Business Connect Checking: A $1 Excess Withdrawal Fee will be charged for each check or in-branch withdrawal processed over the combined monthly limit of 5. The Excess Withdrawal Fee is not triggered by checks issued through the bill pay service in Online or Mobile Banking.
3 BBVA Business Connect Checking: A $4 Excess Branch Deposits Fee will be charged for each in-branch deposit over the monthly limit of 2.
4 Premium Features: Two Premium Features are included with BBVA Business Choice Checking account at no additional charge. Additional Premium Features may be selected for a fee of $10 per feature per month. Please see bbvausa.com/business/checking/business-choice.html and your account disclosure for a complete list of the Premium Features and additional details.
5 BBVA Business Premium Checking: One free wire per month will be applied to the highest-priced wire in a given month. This feature does not apply to wires that take place through Compass e-Access or Online Banking.
6 BBVA Business Premium Checking: One Overdraft Fee Forgiveness refund per year applies to one NSF Charge-Paid Item or NSF Charge-Returned Item. The Overdraft Fee Forgiveness Refund feature must be redeemed each year prior to the Account Anniversary or it will be forfeited; this feature does not accrue or carry forward to subsequent years. This feature may not be used for forgiveness of Extended Overdraft Service Charges.